MSZN queue-anatomy work runs in 15-minute buckets across first-payout-certified operators. We log pending-withdrawal count at the start of each bucket, count cleared withdrawals during the bucket, and compute per-minute velocity.
Manila daytime (08:00-18:00)
- Median queue depth: 64 pending
- GCash velocity: 7.1 cash-outs per minute
- Maya velocity: 3.2 per minute
- Coins.ph velocity: 1.4 per minute
- Bank rail velocity: 0.3 per minute
Bingo-close window (19:00-22:00)
- Median queue depth: 196 pending (+206%)
- GCash velocity: 7.3 per minute (+3%, very mild capacity bump)
- Maya velocity: 3.4 per minute (+6%)
- Effective wait: 27 minutes to drain the queue down to baseline
Why capacity doesn't scale with demand
Operator-side disbursement wallets have fixed rate-limits on the primary GCash and Maya pipelines. Peak demand hits a ceiling. The result is that bingo-close-window withdrawals experience additional wait even though the per-minute velocity barely changes.
Implications for Filipino players
Jili Bingo 75-Ball, Jili Bingo 90-Ball and Bingo Plus 90-Ball winners cashing out between 19:00 and 22:00 Manila time should expect 14-minute GCash medians instead of the baseline 9. Slot-side (Super Ace, Mahjong Ways 2, Sweet Bonanza, Crazy Time) is largely immune to the spike because slot cash-outs distribute evenly across the day.